Our Mission

InVenture unleashes the potential of developing entrepreneurs to lift themselves and their communities out of poverty by leveraging mobile technology to create credit scores for unbanked individuals globally.

---

Our Vision

InVenture's vision is to provide a standardized global credit score for anyone with a mobile phone thereby revolutionizing the financial services sector in emerging markets.

---

Our Story

The name InVenture came from the idea of being on a journey with business owners. InVenture to us means partnership - the idea of working hand-in-hand with business owners that are working hard to improve their lives. At InVenture, we believe in the power of individuals and we want to provide the necessary resources they need to unleash their power and lift themselves and their communities out of poverty.

Shivani began developing the idea for InVenture in late 2008 while working at UNFPA and seeing first hand the issues that microbusiness owners were facing. She saw business owners were full of hope, hardworking but lacked the resources, business skills and financial capital they need to make their businesses successful. She also saw that financial institutions were facing problems of their own due to the large risks involved with lending and working with a segment of the population that often times lacked credit history or collateral. In through her work in investment banking, Shivani was able to see that a set of standards and assumptions were used assess risk - this led to greater efficiency and more equality for both the lenders and borrowers.

This is how our journey started.

Today, InVenture leverages mobile technology and real time-data to advance individuals from the informal sector to the formal sector. We started InVenture because we wanted to facilitate financial and social inclusion for businesses all over the world -- businesses that can become engines for economic growth and change the fate of their communities.